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Governed AI Transactions
Review a workflow

Credit + InsuranceSigmaΨ

A recommendation is not enough. Show the case behind it.

Open a claims dossier, examine an underwriting exception, or trace the actual reasons in a credit explanation. Keep the policy, evidence and responsible person with the recommendation.

Review a workflow Discuss your workflow

Explore a fictional example here. Connecting your organization starts with a scoped conversation.

Credit + InsuranceArchitecture study
A claim inside its policyCoverage / evidence / delegated authority

Decision dossier

One case. Every reason within reach.

Choose a fictional case. Change the evidence or the boundary, then inspect what the next reviewer actually needs.

Illustrative sample — not client data
DEMO-PSI-1041

Collision cover

Policy sample-v1
Input version 1

Proposed recommendation

$10,000 review threshold · $15,000 organization ceiling. $2,600 remains within this policy’s limit.

Review neither supplies missing evidence nor expands authority.

What changed?

The original case is open. Remove a source or change a condition to compare versions.

A finding should take you to its source.

Each line retains its own state. A recorded review cannot turn an absent source into evidence.

$12,400 is a usable fictional input.

The $15,000 fictional organization ceiling remains independent of recorded review and editable policy.

This policy version limits recommendations to $15,000.

A fictional incident record is declared present. Field adjuster review owns the source.

Payee identity evidence is declared present in the sample. No live identity check or payment has occurred.

The case is Collision cover; the applied policy covers Collision cover.

The supplied fictional policy version matches this case.

The source is declared present in this fictional case; it has not been independently verified.

01

Recommendation check

Human review needed

02

Human determination

Not made

03

Notice or policy binding

Not issued or bound

04

Payment

Not authorized or attempted

Keep the explanation with the decision

A record you can inspect.

Follow the evidence behind this example, compare its revisions, or take the context into your next conversation.

DEMO-PSI-1041-v1Input version 1

Proposed action

Review a $12400 collision recommendation

Evidence
6 sources5 declared present · 1 conflicting
Policy
sample-v18 pass
Review owner
Senior adjusterneeded

Next step

Ask the senior adjuster to review this exact version.

Fictional record · no external action

Find a decision in the sample recordsTrace an action, a reviewer, or a reason back to its record.

Only the fictional records supplied with this example are searchable. No customer records are queried.

3 sample records found

Prepare a workflow briefBring this example into a conversation about your team's workflow.

Sketch the workflow before a conversation. Use general descriptions; leave out personal data, credentials, and customer documents. This draft stays in memory until you leave or reload.

Keep this example as context

Review a $12400 collision recommendation

Fictional policy sample-v1 · Senior adjuster

The review includes the current inputs, findings, evidence and next step, separately labeled from your proposed workflow.

Customize the sample mandateCompare a rule change before applying it to this example.

Define the boundary in your own terms.

Edit this fictional mandate, compare the changes, then apply a local version. Existing organizational caps still apply.

Fictional policy · sample-v1
Why does this matter?

A rule for another product cannot govern this case. These are fictional organization rules.

Source: fictional organization policy for this example.

Atlas guide · scripted example

This is a written guide, not a model response. Start with the action you want to permit, name the evidence required, and assign the person who can resolve a gap. Keep data permissions narrow. A draft that passes these fictional checks is not an approved organizational policy.

Changes stay in this page session. No customer rule is saved, approved, or sent to an external model.

Illustrative sample — not client data

The decision record

DEMO-PSI-1041-v1 · input version 1

Proposed action

Review a $12400 collision recommendation

Inputs checked
Recommendation amount (USD)
12400
Incident record declared present
On
Payee identity evidence declared present
On
Organization recommendation ceiling (USD)
15000
Repair estimate declared present
On
Applicable product and policy version match
On
Prior-claim overlap resolved in the sample
Off
Product in scope
Collision cover
Recommendation limit (USD)
15000
Review above (USD)
10000
Resolve every source dispute before review
Off
Responsible reviewer
Senior adjuster
Include source dates in the sample record
On
Review owner
Senior adjuster
Review state
needed
Policy version
sample-v1 · fictional
Next step
Ask the senior adjuster to review this exact version.

What the rules found

  • pass

    $12,400 is a usable fictional input.

    Rule amount-valid · No supporting source attached
  • pass

    The $15,000 fictional organization ceiling remains independent of recorded review and editable policy.

    Rule organization-ceiling · Sources: delegation
  • pass

    This policy version limits recommendations to $15,000.

    Rule local-ceiling · Sources: policy
  • pass

    A fictional incident record is declared present. Field adjuster review owns the source.

    Rule incident-record · Sources: incident-record
  • pass

    Payee identity evidence is declared present in the sample. No live identity check or payment has occurred.

    Rule payee-identity · Sources: payee-identity
  • pass

    The case is Collision cover; the applied policy covers Collision cover.

    Rule product-scope · Sources: policy
  • pass

    The supplied fictional policy version matches this case.

    Rule policy-version · Sources: policy
  • pass

    The source is declared present in this fictional case; it has not been independently verified.

    Rule required-source · Sources: core-source

Evidence and unresolved items

  • delegation · 9 September 2026 · fictionaldelegation · declared present · fictional source
  • policy · 9 September 2026 · fictionalpolicy · declared present · fictional source
  • incident record · 9 September 2026 · fictionalincident-record · declared present · fictional source
  • payee identity · 9 September 2026 · fictionalpayee-identity · declared present · fictional source
  • core source · 9 September 2026 · fictionalcore-source · declared present · fictional source
  • Prior claim overlap remains unresolved. The fictional base policy treats it as a visible follow-up, not a payout or fraud finding. · 9 September 2026 · fictionaldiscrepancy · conflicting · fictional source

How this example reached its current state

  1. Fictional case opened. No determination, notice, policy binding or payment occurred.
Authorization
None
Execution
Not attempted
Observed effect
Not observed
Integrity verification
Not performed

This page holds a local sample, not an original customer audit record. Downloading it does not sign it, persist it to your organization, or prove an external action.

Technical record
{
  "schemaVersion": "design-example-v1",
  "example": true,
  "sector": "credit-insurance",
  "scenarioId": "claim",
  "recordId": "DEMO-PSI-1041-v1",
  "action": {
    "summary": "Review a $12400 collision recommendation",
    "target": "Collision cover",
    "inputVersion": 1,
    "inputs": [
      {
        "id": "amount",
        "label": "Recommendation amount (USD)",
        "value": "12400"
      },
      {
        "id": "incidentPresent",
        "label": "Incident record declared present",
        "value": true
      },
      {
        "id": "payeeIdentity",
        "label": "Payee identity evidence declared present",
        "value": true
      },
      {
        "id": "organizationCeiling",
        "label": "Organization recommendation ceiling (USD)",
        "value": 15000
      },
      {
        "id": "coreEvidence",
        "label": "Repair estimate declared present",
        "value": true
      },
      {
        "id": "policyMatches",
        "label": "Applicable product and policy version match",
        "value": true
      },
      {
        "id": "conflictResolved",
        "label": "Prior-claim overlap resolved in the sample",
        "value": false
      },
      {
        "id": "mandate.product",
        "label": "Product in scope",
        "value": "Collision cover"
      },
      {
        "id": "mandate.ceiling",
        "label": "Recommendation limit (USD)",
        "value": 15000
      },
      {
        "id": "mandate.reviewThreshold",
        "label": "Review above (USD)",
        "value": 10000
      },
      {
        "id": "mandate.requireConflictResolution",
        "label": "Resolve every source dispute before review",
        "value": false
      },
      {
        "id": "mandate.reviewer",
        "label": "Responsible reviewer",
        "value": "Senior adjuster"
      },
      {
        "id": "mandate.includeSourceDates",
        "label": "Include source dates in the sample record",
        "value": true
      }
    ]
  },
  "policy": {
    "version": "sample-v1",
    "origin": "fictional_organization_policy",
    "findings": [
      {
        "ruleId": "amount-valid",
        "status": "pass",
        "explanation": "$12,400 is a usable fictional input.",
        "sourceRefs": []
      },
      {
        "ruleId": "organization-ceiling",
        "status": "pass",
        "explanation": "The $15,000 fictional organization ceiling remains independent of recorded review and editable policy.",
        "sourceRefs": [
          "delegation"
        ]
      },
      {
        "ruleId": "local-ceiling",
        "status": "pass",
        "explanation": "This policy version limits recommendations to $15,000.",
        "sourceRefs": [
          "policy"
        ]
      },
      {
        "ruleId": "incident-record",
        "status": "pass",
        "explanation": "A fictional incident record is declared present. Field adjuster review owns the source.",
        "sourceRefs": [
          "incident-record"
        ]
      },
      {
        "ruleId": "payee-identity",
        "status": "pass",
        "explanation": "Payee identity evidence is declared present in the sample. No live identity check or payment has occurred.",
        "sourceRefs": [
          "payee-identity"
        ]
      },
      {
        "ruleId": "product-scope",
        "status": "pass",
        "explanation": "The case is Collision cover; the applied policy covers Collision cover.",
        "sourceRefs": [
          "policy"
        ]
      },
      {
        "ruleId": "policy-version",
        "status": "pass",
        "explanation": "The supplied fictional policy version matches this case.",
        "sourceRefs": [
          "policy"
        ]
      },
      {
        "ruleId": "required-source",
        "status": "pass",
        "explanation": "The source is declared present in this fictional case; it has not been independently verified.",
        "sourceRefs": [
          "core-source"
        ]
      }
    ]
  },
  "evidence": [
    {
      "id": "delegation",
      "state": "declared_present",
      "sourceLabel": "delegation · 9 September 2026 · fictional",
      "sample": true
    },
    {
      "id": "policy",
      "state": "declared_present",
      "sourceLabel": "policy · 9 September 2026 · fictional",
      "sample": true
    },
    {
      "id": "incident-record",
      "state": "declared_present",
      "sourceLabel": "incident record · 9 September 2026 · fictional",
      "sample": true
    },
    {
      "id": "payee-identity",
      "state": "declared_present",
      "sourceLabel": "payee identity · 9 September 2026 · fictional",
      "sample": true
    },
    {
      "id": "core-source",
      "state": "declared_present",
      "sourceLabel": "core source · 9 September 2026 · fictional",
      "sample": true
    },
    {
      "id": "discrepancy",
      "state": "conflicting",
      "sourceLabel": "Prior claim overlap remains unresolved. The fictional base policy treats it as a visible follow-up, not a payout or fraud finding. · 9 September 2026 · fictional",
      "sample": true
    }
  ],
  "review": {
    "ownerRole": "Senior adjuster",
    "status": "needed"
  },
  "authorization": "none",
  "externalAction": false,
  "effect": "not_observed",
  "integrityVerification": "not_performed",
  "nextStep": "Ask the senior adjuster to review this exact version.",
  "history": [
    {
      "sequence": 1,
      "summary": "Fictional case opened. No determination, notice, policy binding or payment occurred.",
      "sample": true
    }
  ]
}

Questions behind the case

Does this decide a claim or loan?

No. These are local fictional checks and sample review events. No claim, loan, notice, policy or payment is decided here.

Why does changing evidence invalidate review?

The reviewer considered a particular input and policy version. A replacement source creates a different case to review.

Does a traceable credit explanation prove compliance?

No. Actual reasons, applicable product requirements, jurisdiction and qualified review must be established separately. The limits shown here are fictional organization rules.

From your workflow to a scoped implementation

Start with the decision your team already owns.

Bring one proposed action, the rule it must satisfy, and the person responsible. Together, we can map the evidence and define what a useful first test would need to demonstrate.

Plan a credit & insurance workflow

A conversation about scope and fit. This page does not provision a connector or start a customer trial.